Interesting. Under that assumption nothing is automatic. I have automated recurring bills, recurring payments and recurring transfers. I just counted all of the automated transactions that I have reoccurring on specific dates weekly, monthly and yearly....28. I also have 9 additional memorized transactions that I use through out the our year cycle and use them when appropriate. Anyways I'm being unproductive try to prove a point that does not matter. I run 5 businesses on 5 different QBs and have automated transactions on all of them (the above mentioned transactions are just one of the companies). Generating statements would be nice so that is one less thing I have to be on my staff to do every month for all of our customers and customer types.