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Welcome to the Community, @accounting244.
The User View may be set as Business View which is why you're not seeing an option to create a journal entry in QuickBooks Online (QBO). If that's the case, let's change it to Accountant View. This can be done by going to the Account and Settings.
Here's how:
After that, go back to the + New button to continue creating a journal entry. For future reference, consider checking out this article: Create a journal entry.
I want to make sure everything is taken care of for you, so let me know if you have any other issues or concerns by leaving a comment. I'm always happy to help. Have a great day!