Does quickbooks have accounts and/or financial reconciliation for micro lenders or financial service providers?

It's my pleasure to have you here, userkamrocapital.

You have the option to change what type of industry is your line of business. Each has default settings specific to your type of business.

Here's how:

1. Go to the Gear icon and choose Account and settings.
2. Select the Company tab and go to the Company type section.
   
3. Choose your business type from the drop-down list.
4. Click Save and then Done.

Moreover, you can still manually add accounts in the chart of accounts that are essential for microlenders or financial service providers.

In addition to that, you visit these links about reconciliation in QBO:

• Reconcile an account in QuickBooks Online
• Learn the reconcile workflow in QuickBooks
  
  

I've got your back if you need more help. I'm always happy to lend a hand. Have a good one.

I have an invoice discounting business where we providing invoice financing to small business.

I wanted to know how to capture our revenue which is charged in form of fees given that we dont issue invoices to our clients

I'd be glad to share some insights on how to capture your revenue in QuickBooks Online, @Kamrocapital.

Since you don't issue invoices to your clients, what we can do is to create a bank deposit. Then make sure the affected account are Income account to track interest earned.

Here's how 

1. Choose the + New button.
2. Click Bank Deposit.
3. From the Account ▼ dropdown, select the account.
4. Select the checkbox for each transaction you want to combine.
5. Make sure the total of the selected transactions matches your deposit slip. Use your deposit slip as a reference.
6. Click Save and close or Save and new.

For more information, you may also check out this article: Record and make bank deposits in QuickBooks Online.

I'm also sharing these link you can utilize to help record, track, and use loans in QuickBooks Online: Manage and track customer loans.

Feel free to get back in here if you have additional questions in capturing your revenue which is charged in form of fees. I'm always around to assist you. Keep safe!