Nice to have you in the Community space, @userdebbie1.
Allow me to share some information about how QuickBooks Online (QBO) handles Multicurrency.
QBO simply bases the currency of the country your business is physically located. Thus, the system shows India's currency since you’re using the India version of QBO.
Also, since you’ve turned on the multicurrency feature, you can now assign a foreign currency to your customers, suppliers and credit cards. For more information about how multicurrency works in QBO, check out these articles for reference:
Furthermore, I got the steps you can follow on how to connect your credit card accounts in QBO. Here’s how:
You can also utilize this article for more details: Connect bank and credit card accounts to QuickBooks Online.
Once your account is connected to your QBO account, you’ll want to categorise those transactions to ensure there are no duplicates. This way, we can also guarantee your books are well accounted for.
Have other thoughts or questions about multicurrency? You can always leave a reply in this thread. I’d be more than happy to help you any time. Stay safe and keep well.