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Hello there, @accounts-ind-com.
You can create a journal entry and select the Accounts Payable (A/P) account to close bills without using a bank account and credit card. But before doing so, I suggest consulting your accountant or accounting professional for guidance and what account receives the debit and credit side of the transaction.
To create a journal entry in QuickBooks Online (QBO), here's how:
For more details about this process, see this article: Create a journal entry in QuickBooks Online.
You may also check out the below links to learn how to manage your bills and expenses in QBO:
Keep me posted if you have any additional questions, as I'm always here to help. Take care.
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