I've got you covered in making sure you can record your capital and retained earnings, @userbellgar2013.
QuickBooks Online (QBO) has a different set of steps to record the said transactions. Before proceeding with the steps, I recommend consulting an accountant for the best advice to prevent messing up your books.
To track your capital or investment in QBO, you'll have to create an equity account. Here's how:
Once done, you can now create a bank deposit to enter your capital. If you’ve connected your bank account, you don’t need to record the investment. You can just categorise the transaction associated with your deposits.
If not, then you can manually record a deposit into your equity account instead. Let me guide you how:
For more info about it, please check out this article: Track investments in QBO.
After you receive the investment and you're ready to pay it back, you can begin entering it in QBO. For more details, please refer to this article: Record paying back an investment.
On the other hand, you can create a journal entry to enter an opening balance into your retained earnings account. Let me show you how:
If you want to see your retained earnings account, you can run the Balance Sheet report. This way, you'll know your company's net income. To achieve this, please review this handy resource: How to view your Retained Earnings account.
Feel free to comment back below if you have additional questions about managing your transactions in QBO. I'd be happy to assist you. Have a nice day.