Thanks for visiting us here in the Community for your subscription charge concern, @doleout1-gmail-c.
I'd love to help you get this matter sorted out. However, I want to ask what specific charge are you trying to decrease. As mentioned by Fiat Lux - ASIA above QBO India only offers a single plan.
Please get back to me with more details of your concern. I'll be around to help you out. Have a good one!