Accept ACH payments and eChecks

QuickBooks processes ACH payments and eChecks for free.

Get paid quickly and securely via ACH bank transfer or eCheck.

QuickBooks doesn't charge processing fees for ACH transfers or eChecks. Get paid for free!

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Get paid fast

The ACH Network is a funds distribution system that moves money electronically from one entity to another. It is used for debit card transactions, direct deposits of payroll, Social Security benefits, and more. Payments are quickly transferred electronically through the ACH system.
 

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Get paid securely

ACH payments and eChecks are part of the same secure system. eChecks are an electronic way to send a paper check. Your customers provide their bank routing or checking account number and the payment is transferred through the ACH Network. This is one of the most secure payment methods available today.
 

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Get paid for free

Unlike credit card processing that comes with a variety of fees and costs, ACH payments and eChecks are processed for free by QuickBooks. Encourage your frequent customers to pay you online via ACH transfer or eCheck and save on processing fees.

Get paid quickly and securely with QuickBooks.

You can accept ACH payments and eChecks for free, and accept credit cards for low fees.

  Pay as you go
QuickBooks Online $0/moGet started
Bank Transfer (ACH)
You process a Bank Transfer payment in QuickBooks or a customer pays an invoice online with a Bank Transfer payment.
Free
Card - Invoiced
A customer pays an invoice online with a credit card.
2.9% + 25¢
Card - Keyed
You manually enter a credit card number or set-up a recurring credit card payment.
3.4% + 25¢

QuickBooks Online

Pay as you go
$0/moGet started
Bank Transfer (ACH) Free
Card - Invoiced 2.9% + 25¢
Card - Keyed 3.4% + 25¢

Charge more than $7,500 per month?
Call us today at (866) 827-9500 to save up to 40% on rates.

  Pay as you go Pay monthly
QuickBooks Desktop $0/moGet started $20/moGet started
Bank Transfer (ACH)
You process a Bank Transfer payment in QuickBooks or a customer pays an invoice online with a Bank Transfer payment.
$1.00 $1.00
Card - Swiped
You swipe or dip a credit card with a QuickBooks mobile card reader.
2.4% + 30¢ 1.6% + 30¢
Card - Invoiced
A customer pays an invoice online with a credit card.
3.5% + 30¢ 3.3% + 30¢
Card - Keyed
You manually enter a credit card number or set-up a recurring credit card payment.
3.5% + 30¢ 3.3% + 30¢

QuickBooks Desktop

Pay as you go
$0/moGet started
Bank Transfer (ACH) $1.00
Card - Swiped 2.4% + 30¢
Card - Invoiced 3.5% + 30¢
Card - Keyed 3.5% + 30¢
Pay monthly
$20/moGet started
Bank Transfer (ACH) $1.00
Card - Swiped 1.6% + 30¢
Card - Invoiced 3.3% + 30¢
Card - Keyed 3.3% + 30¢

Charge more than $7,500 per month?
Call us today at (866) 827-9500 to save up to 40% on rates.

Reap the benefits of ACH payments and eChecks.

Reduce processing costs by up to 60%.

ACH bank transfers and eChecks require less manpower to process and don’t come with any deposit or transaction fees. As a result, processing is much cheaper than processing a paper check or credit card transaction.
 

Receive funds sooner.

ABusinesses that use electronic checks and ACH transfers receive the funds almost twice as fast as those using traditional check processing.
 

Increase sales.

If your business doesn’t accept paper checks, offering eChecks expands your customers’ options and can increase sales.
 

Decrease errors and fraud.

ACH transfers and eChecks reduce the potential for errors and fraud because fewer people handle them. Merchant service providers also maintain, monitor, and check files against negative account databases that store information about individuals or companies that have records of fraud.
 

Get started accepting ACH payments and eChecks today with QuickBooks

Important offers, pricing details, & disclaimers

*Mobile credit card processing not available for all QuickBooks Online accounts.

Getting Paid 2X faster based on U.S. QuickBooks Online invoices using invoice tracking & payments features from Oct 2014 – April 2015

Important licenses and complaint information, click here.

QuickBooks Payments account subject to eligibility criteria, credit and application approval. See Important Info, Pricing, Acceptable Use Policy and Merchant Agreement. Terms, conditions, prices, payment, features and services are subject to change.