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When it comes to reconciling your checking account, you only need to reconcile the parent account because all transactions in the subaccounts roll up into it. If you need further help reconciling accounts, see How to reconcile accounts for a step-by-step guide.
Just in case you need to connect your sub-accounts to online banking, you need to know how your bank sends the downloaded transactions. If the transactions download to one account, connect only the parent account. If the transactions download to the individual accounts, connect the subaccounts and not the parent account.
We can’t connect both a parent account and its subaccounts. If you try to connect both, you’ll get a message that the account is already connected. You can check out this article for the steps and details: About bank or credit card subaccount setup.
Feel free to visit this article as your reference to guide you in doing and fixing reconciliations in QuickBooks: Learn the reconcile workflow in QuickBooks.
Please feel free to leave a comment below if you have other banking and reconciliation concerns or questions about managing transactions. I'm always ready to help.
