I'll explain to you why payment via credit card is different when using a bank account, Lusk.
Debit cards are linked to a bank account and draw directly from those funds. On the other hand, credit cards don't draw any funds immediately and must be paid back in the future, subject to interest charges accrued. That's the reason why when making a payment using a credit card is different from a debit card or main bank account.
However, QuickBooks Online (QBO) lets you record credit card payments to keep track of your expenses and maintain accurate financial reports. You can follow these steps instead:
- Click + New.
- Under Money Out (if you’re in Business view), or Other (if you’re in Accountant view), select Pay down credit card.
- Select the credit card you made the payment to.
- Enter the payment amount and the date of the payment.
- Choose the bank account you paid the credit card with.
- If you made a payment with a check, select I made a payment with a check. In the Check no. field, enter the check number, or if you paid electronically, enter the EFT number.
- If you want to add notes or file attachments, select Memo and Attachments and follow the instructions on the screen.
- Click Save and Close.
For more information about the process and how you can record the payment using a check, check out this article for more information: Record Your Payments To Credit Cards in QuickBooks Online.
Moreover, after you've made the payment, QuickBooks downloads transactions regularly. Learn how you can categorize transactions once you connect your bank. I've added this article for more details: Categorise Online Bank Transactions in QuickBooks Online.
Please get back to us if you need further assistance when making a payment. We're always right here to help you all the time.
