Thank you for posting your question here, Aspencer14.
I want to make sure I fully understand your concern with your client's Simple IRA plan in QuickBooks Online (QBO) so I can provide the most accurate resolution. To better assist you, I have to ask for more details.
May I know if the retirement plan is tax-deferred or taxable? Also, is this a deduction or a company-match contribution?
Getting clarity on those two points will help me give you the best guidance on how to record and track this properly QBO without increasing your client's taxable income incorrectly.
I look forward to hearing back from you and assisting further once I have those extra details. Have a great rest of the day.
