QBO Simple Start is enough, unless you need the billable expense feature
https://quickbooks.intuit.com/learn-support/en-us/help-article/manage-customers/enter-billable-expen...
or prefer to pay your bills with ACH for free. You can signup for a free Melio account to integrate with QBO.
https://affiliates.meliopayments.com/pricing
You can get $100 as cashback to pay your first bill with credit card.
https://affiliates.meliopayments.com/cashback
