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I dont believe this issue is a QB problem, it is a problem with banks in general. Because BMO cant specify a recipient's name you have to spend an enormous amount of time trying to figure out who these transfers went to. Having said that, I have found that whoever has access to the bank account online can run an eTransfer history report which WILL show who the recipients are, I have to contact clients all the time to get the reports sent over. Its not the best solution but its better than trying to match numberous transactions. I feel your pain.