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Other questions
Really?? All my data came through just fine, down to the penny on the balance sheet and P&L. The files I converted yesterday for two clients didn't have name specific deposits to worry with, so I can't attest to accuracy of exporting deposit records.
Did you make sure the dates and cash/accrual methods were the same when comparing QBO to QBD? When I first compared the two, I too was frustrated because they didn't mirror each other, but I figured out that QBO defaulted to calendar year-to-date-last month and I needed all dates.
Hope it works for you...it was easy for me and didn't cost me anything. I do wonder however how much it will cost in the future.