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Other questions
Letting your customers enter their own information is currently not possible. You'll need to manually enter each detail in their profile.
Is this something QBO is looking at adding as a feature? I would love to not have to "collect" credit card info and input the data myself, not only from a time perspective, but also from a security perspective. Just like employees can enter in their social or other personal data, what about having customers add credit card info themselves?