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Other questions
Thanks for coming back, @sandcbrow.
As additional insights, our system will only depend on the downloaded items your bank sent to us, then match them to your Square transactions. It is also the same when you sync Square with Quickbooks.
You can only map transactions when you import them in QuickBooks. For more insights about this process, you can check out this article to learn more about formatting and mapping CSV files to get bank transactions into QuickBooks.
Here's another informative resource about connecting your Square account to QBO.
Visit and post again if you have additional concerns. I'm always around here to guide you more.