Welcome to the Community, @Penny45. I'll share some insights about QuickBooks Self-employed and QuickBooks Online.
The main distinction between the two products is that QuickBooks Self-Employed is for independent contractors, while QuickBooks Online is for small businesses.
You can learn more about the differences between the two QuickBooks platforms and their functionality by reading the following articles:
QuickBooks Comparison Chart.
Switch from QuickBooks Self-Employed to QuickBooks Online.
Let me know if you have additional questions about QuickBooks Self-employed. I'm always around to help.
