Get QuickBooks and Penny and grow your business for one low price

A complete and holistic approach to expense management specifically designed for small businesses to improve visibility and cash flow.

With Penny and QuickBooks Online from Intuit you can automate, monitor and control your business expenses with reloadable debit MasterCards and virtual cards combined with an easy to use expense management system.
Penny expense management dashboard and virtual Penny debit Mastercard® with face I.D. technology

Be Your Own Bank

End-to-end automation from your bank account to your QuickBooks Online providing real-time visibility and built-in controls covering all aspects of business expenses.

Automate and take control

  • Convenient and contactless. No more petty cash, reimbursements, expense allocations and lost receipts.
  • Be your own bank. Issue your own Penny debit MasterCards and Virtual cards to your employees.
  • Interactive and real-time. See where and how each Penny card is used in real-time, instantly after the purchase, through an easy-to-use dashboard.
  • Never go over budget. Block merchants and/or set budget limits on individual cards.
  • Categorize and customize. Transactions can be categorized at the time of purchase by customizable labels such as division, project code etc.
Penny expense management dashboard for ACH payments and debit Mastercards

No more chasing receipts

  • Need a reminder? Penny’s mobile app prompts the cardholder to photograph their receipt at the time of purchase and instantly attaches it to the transaction.
  • Receipt uploads. Receipts can also be easily attached to the transaction within the Penny desktop application.


Mobile receipt instantly uploaded to Penny expense management app

Security and flexibility on the go

  • Any time and from anywhere. Approve fund requests from cardholders and transfer funds to cards through our free App.
  • Instant transfer of funds. Transfer funds to and from the main account and between individual cards, so you never fall short.
  • Virtual cards. Unlimited and free, manage your recurring subscription payments and one-time online purchases.
  • No credit checks or credit risk. Reloadable prepaid debit MasterCards where you control the amount of available funds.


Mobile phone remotely approving fund requests with Penny app

Select your QuickBooks and Penny Bundle to better manage your business finances

Note: After your purchase, you will receive a follow-up within 1 business day with your Penny activation instructions.

Simple Start
$25
$1750/mo
Save 30% off for 3 months*

PLUS Free Penny registration and a $50 Virtual Gift Card*

Unlimited virtual MasterCards*

Sync transactions automatically*

Card holder phone app*

Capture receipts*

Restrict merchants*

Instant funding*

Essentials
$50
$35/mo
Save 30% off for 3 months*

PLUS Free Penny registration and a $50 Virtual Gift Card*

Unlimited virtual MasterCards*

Sync transactions automatically*

Card holder phone app*

Capture receipts*

Restrict merchants*

Instant funding*

Plus
$80
$56/mo
Save 30% off for 3 months*

PLUS Free Penny registration and a $50 Virtual Gift Card*

Unlimited virtual MasterCards*

Sync transactions automatically*

Card holder phone app*

Capture receipts*

Restrict merchants*

Instant funding*

Most features
Advanced
$180
$126/mo
Save 30% off for 3 months*

PLUS Free Penny registration and a $50 Virtual Gift Card*

Unlimited virtual MasterCards*

Sync transactions automatically*

Card holder phone app*

Capture receipts*

Restrict merchants*

Instant funding*