Use mobile check deposit with QuickBooks Checking

Learn how to use mobile check deposit to deposit funds into QuickBooks Checking using your QuickBooks or QuickBooks Money mobile apps..

Sign up for QuickBooks Payments and QuickBooks Checking or QuickBooks Money and use mobile check deposit. Once approved, you can deposit checks without going to the bank. It’s a convenient way to deposit checks you receive from your customers, while managing your books at the same time. 

Note: Mobile check deposit isn't available to all customers. If you're eligible, you'll see the option to Deposit checks when you click into Get Money.

Before you deposit a check, it’s important to confirm:

• You’re depositing a check that meets our requirements.
• You don’t need the funds immediately. 

It may take anywhere between 1-5 business days to fund the check, but we’re working to get your funds as quickly as possible.

Step 1: Enter your check information

QuickBooks mobile app

1. Sign in to your QuickBooks Online app from a mobile device.
2. Select Cash Flow.
3. From the QuickBooks Checking home page, select Send Money.
4. Select Deposit checks.
   Note: If you don't see the option or if it's unavailable, it means you aren’t eligible yet.
5. Enter the check amount. Make sure it isn’t more than the limit shown on the screen.

QuickBooks Money mobile app

1. Sign in to your QuickBooks Money app from a mobile device.
2. Select Deposit Check.
   Note: If you don't see the option or if it's unavailable, it means you aren’t eligible yet.
3. Enter the check amount. Make sure it isn’t more than the limit shown on the screen.

Step 2: Endorse your check 

1. Sign your name on the back of the check and write “For mobile deposit only” under your signature.
2. Take photos of the front and back of your check.
   1. Place the check on a well-lit, dark-colored surface.
   2. Capture all four corners of the check.
   3. Make sure to capture all the details.

Step 3: Review and submit

1. Review the check amount and confirm the check images are clear. Retake the photos if necessary.
2. Review the date the funds will be available. 
3. If everything looks good, select Finish depositing

You’ll receive an email when your bank accepts your check and when your bank deposits your funds.

Note: It’s good practice to write “Deposit Complete” on the front of your original check. This way you can keep track of it and avoid duplicate deposits.

Keep the check for 14 days in case we need it for verification or research.  After 14 days, you can shred the check or continue to keep it for your records.

Disclaimer: QuickBooks Payments account subject to eligibility criteria, credit and application approval. Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services.