Get all the details for everything in the Cash Flow Center. This includes QuickBooks Cash, envelopes, and the Cash Flow Planner.
Cash Flow Center
Learn more about the Cash Flow Center.
I'm a new QuickBooks Online and Payments customer. How do I sign up for QuickBooks Cash?
Can any user sign up for QuickBooks Cash?
Master or Company admins can sign up for QuickBooks Cash. The person that applies and is approved is the only user that can move money to and from your QuickBooks Cash account. Any Master or Company admins that didn't apply can see account balances. However, they can't move money around.
I'm an existing QuickBooks Online and Payments customer. Can I get QuickBooks Cash?
QuickBooks Cash and the tools in the Cash Flow Center are available for new QuickBooks Online and Payments customers. Existing customers won’t get these features yet, but they will soon. This includes current QuickBooks Online customers who are new to Payments.
What happens if I signed up for Payments outside of QuickBooks Online?
To get QuickBooks Cash, you need to sign up for QuickBooks Payments through QuickBooks Online.
If you sign up for QuickBooks Payments through another product, like QuickBooks Desktop, you won't get QuickBooks Cash. It will be available to you in the future.
Can I access the Cash Flow Center and QuickBooks Cash from any QuickBooks Online product?
I'm a co-owner of a business that's applying for QuickBooks Cash. Is my sign up process different?
The signup process is the same, but you need to answer a few additional questions.
To comply with bank regulations, we're required to collect information about co-owners (also known as beneficial owners) of legal entities that aren't sole proprietorships.
A beneficial owner is any individual with a significant ability to control, manage, or direct the legal entity and/or who owns 25% or more of it.
If you have a beneficial owner(s), you can tell us about them when you sign up. You don't have to fill out everything to finish the application. But we recommend you do it right away. You can come back to the Cash Flow Center later on to finish the form. You'll also receive email reminders.
You must submit your beneficial owner information within 30 days of signing up for QuickBooks Cash. If you don't, your account will be closed.
I applied for QuickBooks Payments, but I didn't get QuickBooks Cash. Why wasn't I eligible?
If you applied for QuickBooks Payments and QuickBooks Cash, you may only qualify for Payments and not QuickBooks Cash. Learn more about Intuit's Acceptable Use Policy for more info about prohibited activities and business types.
QuickBooks Cash is a business bank account. As such, we must verify the identity of the individual and business opening the account. The information you provide in the application allows us to screen for individuals, businesses, industries, and geographies that we aren't permitted to serve.
If you believe your application was declined in error, ensure the information you provided is correct and submit it again.
QuickBooks Cash account
Learn more about the QuickBooks Cash account.
Are there fees involved with my QuickBooks Cash account?
| Fee Type | Fee |
|---|---|
| Monthly Fee | $0 |
| In-network ATM withdrawal | 4 free withdrawals per monthly billing cycle. $3.00 per transaction thereafter. |
| Out of network ATM withdrawal | $3.00 per transaction |
| Teller Cash withdrawal | $0 |
| Out of network balance inquiry at an ATM | $0 |
| Replacement Card (for lost, stolen, or damaged cards) | $0 |
| Foreign transaction fee | $3% of the total transaction amount |
Is there a fee for keeping money in my QuickBooks Cash account? Do I earn interest?
No, there are no fees for keeping money in QuickBooks Cash. It's a monthly fee-free checking account. QuickBooks Cash doesn't pay interest. You won't earn money for funds in your QuickBooks Cash account or in envelopes.
Are there fees for transferring money to or from my QuickBooks Cash account?
How long does it take to transfer money from my external bank account into my QuickBooks Cash account?
How long does it take to transfer money from QuickBooks Cash to my external bank account?
How much can I transfer?
Is my QuickBooks Cash account FDIC insured?
What should I do if I want to dispute one of my QuickBooks Cash transactions? What about suspicious transactions?
Can I overdraft on my QuickBooks Cash account?
I went to the Banking menu to review my QuickBooks Cash Account. The balance there is different from what I see on the Cash Flow Center. Why is there a difference?
The balance you see on the Cash Flow Center is always the most up-to-date. The Banking menu (or Transactions menu if you're in Business View), processes the data so it's included in your accounting. This data gets updated automatically once a day.
You can always select Update in the Banking menu to get the latest available data.
