Can undeposited funds be bypassed and payments go straight into bank account? We use an automated system that applies payments and the undeposited funds is waste of time

Hello there, accounts439. Let's ensure payments will directly show your bank account in QuickBooks Online (QBO).

In QBO, you can update where QuickBooks Payments deposits money in your Accounts and Settings. Here's how:

1. Go to the Gear icon, then select Account and Settings.
2. Select the Payments tab.
3. Update the deposit accounts.

Regarding the deposits that go into your Undeposited Funds account, make sure to deposit them into the correct bank account the same way as they appear in your real-life bank deposits.

Additionally, you can check this link that you might find helpful when matching and managing your downloaded transactions: Categorise and match online bank transactions.

Let me know if you need more help handling your deposits. I'm just here to assist. Stay safe always!