The bank has adjusted the interest they charged on the credit card account and have now credited .02 back to that account. How do I add this so the account reconciles?

I'm here to help, debc2.

You can create a journal entry to add or credit the amount back to your credit card account.

Let me show you how:

1. Go to the Plus (+) icon and select Journal Entry under Other.
2. Set the date from the Journal date field.
3. In the Account column, choose your credit card account and enter amount .02 under Credits.
4. In the second line item, select an expense account and enter the amount .02 under Debits.
5. Once you're done, click on Save and close.

Please see attached screenshot.

For future reference, you may want to connect the credit card account with QBO. From there, any transactions will be downloaded automatically in the system.

Here's an article that will provide more information: Connect bank and credit card accounts to QuickBooks Online.

Please let me know if you have any follow-up questions. I'll be around to help. Wishing you a good one.

@debc2 

Do NOT use opening balance equity as the intuit rep, @JaneD , suggests.  Opening balance equity is just what it says, an account for opening balances and is not used when you have no idea where else to put the entry.

The bank gave you back two cents, that is income, make a deposit in that amount and select other income as the source account for the deposit.

You can use interest expense as the source account, but accepted accounting says you do not put income in an expense account, your chocie