Hi darrindodson661-,
You can setup a personal bank account and use it as a payment type when recording your personal expenses in QuickBooks Online. Let me guide you on how to set it up.
- On the Accounting tab, select Chart of Accounts.
- Select New.
- On Account Type, select Cash and cash equivalents.
- Then select the closest Detail Type.
- Enter Name of the account and select Save and close.
Also, you can set it up as an Owner's equity and use it in a few different ways. For more detailed information, you can check on this article for your future reference: Mixing business and personal funds.
Let me know if you have any other questions and I'd be glad to help. Have a nice day!