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Hi there, Leah. Let me share additional information about how you can get through this banking concern.
When connecting a bank account in QuickBooks Online (QBO), you'll need to identify how your financial institution sends your downloaded transactions. If it downloads to only one account, connect the main one. But if it downloads to the individual accounts, you'll need to link the sub-accounts.
Here's how to create a sub-account:
For more details about this, see this article:
When it’s time to reconcile, you only need to reconcile the parent account. This is because all transactions in the sub-accounts roll up into it.
Let me know if you need more information about syncing your credit card account. I'm always glad to help. Have a great rest of the day!
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