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I'd like to help, accounts352.
If you're trying to create an overdraft account for your bank, it is considered a current liability which is generally expected to be paid within months. In some cases, businesses treat a bank overdraft in the balance sheet as an asset or an expense, if you're going to pay back and reverse the overdraft quickly.
To create the account, here's how:
Here's a sample screenshot for a visual reference:
For more details and the steps to create an expense, you can read this article: Set up and track a line of credit.
On the other hand, if you want to add a bank account and connect it to online banking, you can check out this article: Connect bank and credit card accounts to QuickBooks Online.
Please let me know if you're referring to something else. I'm always here to help. Take care!
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