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It's good to have you in the Community, Delia. Allow me to help ensure that your customer recording in QuickBooks Online (QBO) won't show credit card fees on any of their purchases.
Please know that all invoice payments that are processed online are subject to fees. To avoid showing credit card fees in QBO, you can record them as Sales Receipt if they pay on the spot. Here's how:
You can also record it as Invoice if they're yet to be paid. Then receive payment manually without including the credit card fee.
If you want to personalise the layout of your sales forms, you can check this article: Customise invoices, estimates, and sales receipts in QuickBooks Online.
Let me know if you have additional questions about managing credit card fees for your customers. Click the Reply button below, and we'll help you right away. Keep safe always.
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