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I'd be glad to provide some information about downloading the Chart of Accounts in XML format, @David46.
In QuickBooks Online, you can only download Chart of Accounts in XL or PDDF formats. If you wish to change this to XML format, you'll need to use a converter.
I'm also adding this article for more details: Import your chart of accounts to QuickBooks Online.
To download your account transactions, you can connect your bank or credit card accounts to QuickBooks. QuickBooks will download and categorise your transactions so you can review and approve them.
Keep me posted if you have further concern about downloading Chart of Accounts. I'll be happy to help you. Stay safe!
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