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Good day, Davidtaos.
I'll share details with you what will happen when a QBO subscriptions ends.
If you cancel your account during your free trial, you can still open and view your data until your next billing date. After that, you'll have read-only access to QuickBooks for one year. This will start from the date you cancel your subscription.
For paid accounts, your data will be intact as a read-only file for one year. This lets you pick up where you left off if you decide to come back. During this time, the file will remain in a read-only state unless you choose to resubscribe or reactivate your subscription. We delete the data after one year.
Let me share this article for additional details about this: Cancel Your QuickBooks Online Subscription or Trial.
You'll want to export your data out of QBO so you can keep a copy of it. Here's how:
You can read more details about this here: Export Data Out of QuickBooks Online.
Additional references about saving your data out of QBO are discussed here:
Let me know if that answers your question about keeping access to your account. We're always here to help if you have more questions for us.