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Thanks for getting back to us, @crosario.
I have some information about the bank detail memo. This field will only get copied once you add the downloaded transactions into QuickBooks. This doesn't apply to matching transactions.
For more information about the file formats, check out the articles below.
Feel free to also browse this link here if you need help with other tasks in QBO. It has topics with articles that'll guide you along the way.
Don't hesitate to reply anytime if you have other questions about banking. I'll be around for you. Take care and have a good one.