@AlcaeusF

Thanks, that's very useful.  I've just tried a few things which I know I use a lot of in Xero.

One of them is the ability to upload multiple scanned documents (e.g. delivery notes) and match them up afterwards.  Does QBO have a "Central file" storage upload?

Also, on the templates, is it only the 5 options you get?  Xero's ones are a little clunky because you edit them in MS Word, but at least you can include and exclude and layout how you want.