Welcome to the Community, @dougwalker. Let me share some details regarding your concern.
If you are using QuickBooks Online, I suggest setting up an expense or asset account when recording an expense or check. You can also reach out to your accountant to verify the correct way to do it.
If you're using QuickBooks Self-Employed (QBSE), we can categorise it as a personal expense. Same situation as above, you'll need to consult your accountant for the accounts to use.
You can also check this article About SA103F Categories in QBSE.
If you need further assistance you can always post a reply. The Community would be happy to help you out. Keep yourself protected and have a wonderful day!
