I'd like to help you with your banking concern, c34oqob.
In QuickBooks Online, when you set up your bank connection, it automatically downloads your recent transactions. Though, you have the option to exclude them.
Before connecting the account, let's make sure to add it from the Chart of Accounts page.
Then, go to Banking > Add account. Here's an article for the detailed steps: Connect your bank feed using Open Banking. Once connected, you can exclude the transactions you don't need.
Note: You have the option to undo or delete the excluded transactions in the Excluded tab.
Please let me know if there's anything else you need. We are always available to help you some more. Take care and stay safe.
Allow me to step in and help you create a new bank account in QuickBooks Online.
You can select the Cash at bank and in hand option. This will serve as a bank account in your chart of accounts.
Once added, you have the option to connect it to online banking. See the steps below to complete the process.
You can go through this article more information: Connect bank and credit card accounts to QuickBooks Online.
After that, you can take a look at this write-up to help you manage your bank transactions in QuickBooks: Categorise and match online bank transactions in QuickBooks Online.
I'll stick right back to you if there's anything else I can help you with. You have a wonderful day.