Hello there, Peanuts.
It appears that you are currently using QuickBooks Online Payroll Core. Please note that this version does not allow you to add employee bank details for direct electronic payments. Payroll Core only supports manual payment methods, such as checks or cash accounts.
However, you might want to consider using QuickBooks Advanced Payroll, which allows you to set up and manage your payment file settings, making it easy to pay your employees electronically.
For more details, you can refer to this helpful article: Set up payment file settings in QuickBooks Advanced Payroll.
If you have further questions or need assistance, please leave a comment below!