Can QBO Advanced - Create a budget - Add in future cap-ex & loan Add existing debtors and creditors to projected cash flow, P&L, Balance sheet Allow for future VAT ?

I can share some information about some features in QuickBooks Online Advanced, @simon69.

You can create a budget for a future period in QuickBooks Online (QBO) Advanced. Once done, you can review and adjust everything. Then, run financial reports, like the Budgets vs Actuals report, to compare your actual sales and expenses with your budget. Refer to this article for more information: Create budgets in QuickBooks Online. 

Yes, you can add capital expenditure and loan repayments in QBO by creating and setting up a liability account, journal entries, and recording each repayment. Here's how you can set up a loan in QuickBooks Online.

For more information on how we generate a cash flow forecast and the data included in the planner, check out this article: Learn more about the Cash Flow menu. Then, see this article for detailed guidance on how to run different reports and projections: Track your cash flow in QuickBooks Online.

About VAT repayment, you can turn on the FRS (Flat Rate Scheme) you regularly receive a VAT repayment under standard VAT accounting. Refer to these articles on how to record, adjust and delete VAT payments in the tax centre: 

• Manage VAT payments in QuickBooks Online
• File your VAT return and record tax payments in QuickBooks Online

Then, refer to this article: Get started with QuickBooks Online to guide you in creating your account, setting up your company file and achieving tasks in QBO. 

You can always leave a reply below if you have further questions about the features in QBO Advanced. I'm always glad to help in any way I can. Have a wonderful day!