Hi there, @SSAPFINANCE4.
Thanks for visiting the Community. I appreciate you for considering QuickBooks as your accounting software.
QuickBooks Online and QuickBooks Desktop are two different platforms. Here's a little bit of information about their differences:
QuickBooks Online is cloud-based and runs using the Internet that offers up to 80 reports depending on the plan you choose.
QuickBooks Desktop is downloaded and installed on a computer and has up to 130 reports.
To learn more about their plans and pricing, visit this link: https://quickbooks.intuit.com/uk/desktop/ and compare their feature so you can choose what works best for your small business.
For future reference, here are our articles that talk about reports in both Online and Desktop version of QuickBooks:
Let me know if you have additional concerns. We're always delighted to help.