I'll hear you out, @Fieldipops. 

QuickBooks relies on the security policies set by your PayPal account, and I recognize that connecting your PayPal to QBO can be challenging because of the security measures involved. I'm here to share some insights about this and route you to the support group that can help best.  

When connecting your account to QuickBooks Online (QBO), the software will require a security protocol depending on the policies set by your financial institution to protect your account. Since you're still required for the two-step authentication process even after accessing your PayPal account, I'd recommend contacting PayPal support.

For future reference, you can check out this article to learn more about the list of banks that support open banking connections with QBO: Banks that support Open Banking connections with QuickBooks Online. 

We'll be here in the Community if you have further updates about connecting your PayPal account to QBO. We'll do our best to assist. Take care.