Hello again, @bookings1.
I definitely see how you would want to have this user access limited to reconciling payments. Rest assured that I'll pass along your suggestion to our Product Developers. They're always looking for ideas to consider on how to improve QuickBooks Online (QBO).
In the meantime, I recommend visiting our Blog site to learn what new updates are being rolled out, as well as additional references while working with QuickBooks.
You can also visit these article to know more about managing user access in QBO:
Should you need anything else, let me know by commenting below, I'm always here for you. Have a wonderful day!
