Hello there, @julicameron11.
You can transfer a bank payment through the Transfer feature to clear your credit account. This will let you record a funds transfer between your two accounts.
- Go to the +New button.
- Select Transfer under the Other column.
- In the Transfer Funds From field, choose your credit account.
- From the Transfer Funds To drop-down list, choose the bank account your bank payments are being deposited into.
- Enter the amount in the Transfer Amount field.
- Click Save and close or Save and new.
I've attached screenshots below for your reference.
![4 QBO UK Tranfer funds.PNG 4 QBO UK Tranfer funds.PNG](https://quickbooks.intuit.com/learn-support/image/serverpage/image-id/37458iC9BCA7E74B2A61A6/image-size/large?v=v2&px=999)
![5.PNG 5.PNG](https://quickbooks.intuit.com/learn-support/image/serverpage/image-id/37459iD4D64ABBF54EA5AF/image-size/large?v=v2&px=999)
After you download your transactions from your financial institution, you can assign and categorise them into your account. Kindly refer to this article for the detailed steps: Downloaded banking transactions. It also contains information on how you can split a transaction between different categories.
Please let me know if you have other concerns. I'm just around to help.