Hello mutrosa,
It's awesome that you've begun using QuickBooks Online Payments! It takes some of the work out of the transactions for both you and your customers by allowing them to pay online via credit card and allowing you to receive the payments easily to your bank account.
When you process your first transaction with Payments, there is a 5 business day period before it gets deposited into your account. This is because our system needs to make sure that the connection between us and your account is good to go. After that first transaction, it's a 2 business day process period before you'll see the funds.
I encourage you to click where I linked "QuickBooks Online Payments" above to learn more about the program and how it works. You're also welcome to ask more questions!
Have a great rest of your day. :)