I need to debit bank accounts monthly and create an ACH file using QB online

Hello dlepoide, 

Welcome to the Community. It's important you're able to set up payments so you can get paid faster. I'll be happy to point you in the right direction so you're on the right track with achieving your goals .

Based on what you've described, I encourage you to check out the following lint that shows you: How to Set Up and Use QuickBooks Payments. The link includes a helpful video that shows you how to set up payments so you can start taking advantage of the powerful feature. 

Give this a try and let me know how you make out. I'll be one message away in case you need anything else. Otherwise, I wish you a great rest of the week!

Thanks for the quick reply.....I want to clarify.  Presently using QB desktop, I use Coastal Software EZ Direct Deposit.

The program links with monthly debits in QB and automatically creates a batch file which is made into an ACH file to send to the bank.  

I need to do the same with QB on line but don't see how the ACH file would be created.

Thanks for reaching out to us again about this ACH file concern, @dlepoide.

Being able to get the file you needed is what we wanted for you. While there is no direct way to download ACH files within QuickBooks, you will need a third-party app to do it for you.

I want you to know that we have an app website that you can visit to check if there's a match for your requirements.

You may also visit our app store to look for apps that you can integrate to QBO.  Here's how:

1. Click this link to our site: QuickBooks Online Applications
2. Update the flag in the upper-right section of the page to Canada.
3. Enter the keyword "ACH file", then press Enter on your keyboard.
4. Check the suggestions from the results.
5.  You can also check this link to review this app: https://quickbooks.intuit.com/app/apps/appdetails/achuniversal/en-us/

We also have another forum called Intuit Developers, where you can find engineers who can recommend third-party applications for you to use. In this website, you can connect with people who can help with app integrations, take part in software developments and innovate business tools for QuickBooks. Here's the link to the website: Intuit Developers Community.

Please visit us again for updates if you have selected the tool for your business, or if you need further help with this data import question. I'd be happy to share further insights with you. All the best.