Hi joan-pcp-inthebl,
It's a pleasure to see you in Community. Welcome! QuickBooks Online automatically sets up the chart of accounts, based on the information provided when setting up your Company.
Although QuickBooks automatically sets up some of the standard accounts, additional accounts will be added when you perform certain actions in your books. In addition, you can customize your Chart of Accounts. For more information, click here.
If you have any other questions, please don't hesitate to reach back out. We would be happy to help!
