Hey there Dovid,
Thanks for reaching out to us here. QuickBooks Desktop is a great tool to have, it helps you keep your books balanced correctly. It's vital that you are able to have the necessary number of account levels to be able to run your business hassle free. I can point you in the right direction for assistance.
In order to get you the best assistance, I recommend reaching out to the QuickBooks Desktop support team outside of the community using the link provided. They'll be able to verify your account details in a secure setting as well as view your screen to help you make sure your chart of accounts is set up properly. You can reach them using the methods outlined in the QuickBooks Desktop software support policies.
If you have any other questions feel free to reach out here.