Hello CMCDA123,
It's great to have you join us again. QuickBooks Desktop allows you to easily record a large variety of transactions, and even when you have a transaction that might need a little more manual work, there are often ways to piece it out. I'll help you find the answers you need.
What you've described with the lease and its payments is one of those instances where the transaction and setup fall outside of QuickBooks Desktop's built-in features. In these cases, it's always best to have an accounting or bookkeeping professional on your side to make sure you're getting everything just right. If you already have an accountant you're working with, I recommend checking in with them. Otherwise, you can take advantage of our Find an Accountant page to search for QuickBooks-certified accountants near you.
Depending on your situation, I've also come across a question asked by another user that may be helpful to you. This user was looking to record a lease to own product, and a couple of our accountant users from community chimed in. Feel free to take a look at it here to see if it'll work for you: How to Record "Lease to Own" Computer asset You can also go over this option with your own accountant.
Stop by again next time you have a question. I'm here to help!