Hello touatirachid14-g,
Sometimes it's necessary to be able to reach out to a financial advisor for expert advice. I'd be glad to steer you in the right direction so you can get the support you need with your finances. I'd recommend reaching out to our QuickBooks certified financial and accounting experts on our site using this link here. I'll leave this question open so other members can chime in and offer assistance.
In the meantime, don't hesitate to ask questions. I'm here to help you achieve your QuickBooks goals.