Hi 504teller-gmail-,
Welcome to Community! QuickBooks Online provides a few options to enter your bank draft seamlessly.
These are usually treated as cash, because typically the financial institution draws the funds from your account immediately. Click here, to learn how to record the bank draft in QuickBooks Online.
If you're still not sure as to how to proceed, I recommend consulting with an accounting professional, for their expertise and best course of action. If you don't have an accountant, follow this link to locate a ProAdvisor in your area.
If you have any other questions, feel free to reach out again. We would be glad to assist!