Hello gl1tch87,
Thanks for reaching out to us here! I can understand your concern about having a hard credit inquiry by Intuit. I would be glad to provide some insight here!
When you set up a QuickBooks Payments account, you authorize Intuit to make any inquiries we consider necessary to verify your identity, account information, and/or to determine your current credit report. To learn more about this, you can refer to this article: Intuit Payments Merchant Agreement. It includes topics about eligibility, responsibility, and credit checks to name a few.
Feel free to reach back out with other questions. We would be happy to help!
