Hi djdsld2021,
Welcome to Community! QuickBooks Online provides the features you need for all of your bookkeeping goals. It's important that you're able to enter the expense and track the payments accurately, to ensure a positive outcome in your books. In this situation, I recommend speaking with an accounting professional for their expertise and best course of action. If you don't have an accountant, we can help you locate a ProAdvisor in your local area.
If you have any other questions, please reach back out. We'd be happy to help!