Hello @BicycleRepairman, welcome to the Community! I'm delighted to help you with your inquiry regarding American Express payment processing times. There are two specific scenarios I'd like to share to provide a clearer understanding.
If you're inquiring about the processing timeframe for credit card payments in QuickBooks, here is what you can generally expect:
For standard credit card transactions, the processing period is typically 2-3 business days from the date of the transaction. Please be aware that any transactions submitted after 3 PM PST might take an additional day to process.
As for the deposit schedule, after your first payment, it takes up to five business days for QuickBooks to deposit your funds as we work on establishing your merchant account. Once this initial setup phase is complete, future deposits will typically be processed more expediently, often within two business days.
For more in-depth information, refer to this resource: Common questions about QuickBooks Payments deposits in QuickBooks Online.
If your question relates to a different issue in QuickBooks, feel free to provide more details so I can offer you further assistance. Rest assured, I am here to provide thorough and helpful responses to address your concerns. Looking forward to hearing from you. Until then, I hope you have a great day ahead!