Hi there fierysag,
Welcome to QuickBooks Online! I'm thrilled to have you join us and can help you with knowing what to do in the situations where you're dealing with the mixing of personal and business funds. While QuickBooks Online isn't equipped to handle both personal and business funds, we do know this sometimes happens.
For that reason, we have a few articles about what you can do depending on the situation. For instance, the Pay for personal expenses from a business credit card or bank account shows you how to record the transactions.
The owner's equity or owner's draw account isn't automatically set up in QuickBooks Online's chart of accounts, but if you'd like to use it, you can simply create it yourself. I've got an article that explains how to add to the chart of accounts and I recommend speaking with your accountant for the specifics on which types of accounts to use: Add to or edit the Chart of Accounts
I've got a few other links I'm going to share with you below, including a page where you can learn more about the ins and outs of QuickBooks Online. I'm sure you'll master it in no time!
Feel free to stop by again if you have more questions. I'm here to help!
