QuickBooks Online adheres to RBC's security requirements, RomanJ. I'll provide further information and suggestions for your complete guidance.

Some banks, like RBC, require additional security measures to connect with third-party apps like QuickBooks. If permissions aren’t set correctly, it may hinder effective syncing. Proper configuration is essential for smooth data synchronization and improved financial management. 

To address your concern about achieving seamless integration and syncing between QuickBooks and your RBC account even when 2FA is enabled, I suggest contacting RBC's customer service or referring to their official website to see if they can maintain high level of security with 2FA while not compromising on the functionality of the financial management tools provided by QBO.

For additional guidance, I encouraged you to engage with our live support team at QuickBooks. They are available to provide expert recommendations tailored to your needs.

We can also refer to this resource for step-by-step instructions on reconciling an account in QuickBooks Online: Reconcile an account in QuickBooks Online.

Don't hesitate to reply to this thread if you have additional questions about deactivating 2FA verification. We'll offer prompt assistance. Have a great one.

Once again Intuit recommending businesses remove security on their bank accounts.

Bizarre.

This is like saying "if you don't want someone to kick in your door just leave it unlocked"

Absolutely bizarre.

I am not sure why this problem seems to be so confusing to QBO.  I am also a victim of this annoying issue.  Not feasible for a person to be watching for the 2FA notifications from RBC for 24 hours a day, which by the way do not say where they are coming from so could be a legit hacker or QBO.  I will definitely be trying to find a solution that is better managed with less headaches.  The price has skyrocketed since we first signed up and the quality/effectiveness of the product has declined significantly.